Investment Calculator
Calculate SIP returns, compound interest, and future value of investments. Visualize wealth growth over time.
Calculate your investment returns, SIP (Systematic Investment Plan) growth, and future value of your investments. Perfect for planning SIP investments, mutual funds, and understanding compound interest. See how regular investments can grow over time and… Enter your figures above and get results on the spot. The tool runs locally so we never see your numbers.
About This Calculator
Calculate your investment returns, SIP (Systematic Investment Plan) growth, and future value of your investments. Perfect for planning SIP investments, mutual funds, and understanding compound interest. See how regular investments can grow over time and visualize your wealth accumulation with detailed charts and breakdowns.
How It Works
The investment calculator uses compound interest formulas to calculate future value. For SIP calculations, it uses the formula: FV = P × [((1+r)^n - 1) / r] × (1+r), where P is the monthly investment, r is the monthly return rate, and n is the number of months. It shows your total investment, returns, and final corpus.
How to Use
- Enter your values in the calculator fields above
- Click the calculate button or let the calculator auto-update
- Review your results instantly
- Adjust values as needed to see different scenarios
Frequently Asked Questions
What is SIP?
SIP (Systematic Investment Plan) is a method of investing a fixed amount regularly (usually monthly) in mutual funds or other investments. It helps in rupee-cost averaging and building wealth over time.
How does compound interest work?
Compound interest means you earn interest on both your principal and previously earned interest. Over time, this creates exponential growth, making it a powerful wealth-building tool.
What is a good return rate?
Return rates vary by investment type. Equity mutual funds historically average 10-12% annually, while debt funds may offer 6-8%. Use realistic expectations based on your risk tolerance and investment type.
Why Use Our Free Investment Calculator Online?
Our Investment Calculator is free to use and requires no sign-up. You can try different loan amounts, rates, or terms and see results immediately. The maths is done on your device, so figures like loan or tax data are never sent to our servers. Bookmark this page or browse our finance tools for more planning helpers.